5 Use Cases to drive ROI through BNPL as a Lender

5 Use Cases to drive ROI through BNPL as a Lender

The pandemic-induced economy has expanded the credit market in India with 64 million credit cards issued in the past year. But the credit penetration rate remains at 5% of the country’s population which has resulted in multifold growth of BNPL...

The Up And Coming Market of Loan Against Property
colending

What is Co-Lending and How will NBFCs Benefit From It?

Since the turn of the past decade, smaller lenders have taken the credit industry by storm – making giant, liquidity-filled strides all over the world. These are essentially small banks and non-banking financial companies (NBFCs), who have capitalized on the...

Gold Loans – the Whats, Hows and Whys

Gold Loans – the Whats, Hows and Whys

Shiny, pure and incredibly valuable, gold is the metal that’s capable of transcending cultures, languages and businesses. Although the occurrence of this precious element can date back many millennia, gold has featured as a form of currency only since 550...

The Indian Loan Management System – During and After the Pandemic

The Indian Loan Management System – During and After the Pandemic

The pandemic has affected individuals, businesses, communities and economies globally. New trends are catching up, some fleeting and some that will be deeply engrained into the system for the years to come.  As several industry sectors open up to the...

Micro Credit - Empowerment and Challenges - A Srilankan Perspective

Micro Credit – Empowerment and Challenges – A Srilankan Perspective

Rajeshware Srinivasan’s dialogue with Ms. Renuka Rathnahewage, Founding Director and CEO – Sejaya Micro Credit Ltd provides deep insights into the Operational aspects, Challenges and environmental factors on Micro Credit in Srilanka. Preface In the modern era, where technology, access...