Yes, Cloudbankin, our digital lending software, is configurable in nature.
Our platform is integrated with the credit bureau like (Equifax), you only need your license key, and we configure it into our system for you to fetch your borrowers’ credit report easily.
Configuring “n” number of parameters in the rule engine - adding or adjusting parameters (conditions) which help in taking credit decisions can be easily integrated into the rule engine to evaluate your borrowers.
Configuration in product master - Create a new product just by adding new parameters in data fields like interest rates, principles, repayments, loan tenure, repayment strategy, moratorium, etc.
The examples above show no human intervention (developers) help is required for them. That’s how configurable Cloudbankin is.