Cloudbankin lets you automate the entire loan lifecycle, steadying your top-line growth while building a solid customer base that will be delighted with your services! New products can be swiftly introduced, and tracking the repayment procedures is made much easier. In addition, your decision-making becomes seamless and clear with features for generating module-wise reports. You can also adhere to processes and comply with audit requirements easily with a fully digital, cloud-integrated platform.
Easy to Use Dashboard
A single dashboard to manage a large client base gives you a one-stop tool for managing your products and clients.
Flexible Reporting
A host of analytical tools lets you view, export, and download a variety of customizable reports.
User-Friendly Workflows
Seamless, user-friendly workflows help process loan applications faster and more accurately.
Scalability
Cloudbankin helps scale your business organically with features that help onboard new customers and penetrate new markets.
Security
Cloudbankin offers peace of mind and security with state-of-the-art encryption features, VAPT testing, and cyber-security!
Reports and Dashboards
Over 50+ options for reporting and exporting data improve your decision-making abilities.
Global Configuration
Comply with global regulatory standards with easily configurable workflows for various markets.
Audit Trail
Track data and transactions easily with cloud integrations, making audits seamless and hassle-free!
Template Creation
Customizable templates allow you to maintain an unmatched standard of service across products and clients
Alerts and Notifications
Custom alerts help in timely reminders to your clients regarding due dates or important events
Advance EMI
Provide flexible payment plans and speedy disbursals with seamless integration of advanced EMIs.
Top Up Loans
Remain ahead of your client’s needs with the easy addition of top-up loans to existing payment plans.
Rescheduling of Loans
Protect against defaults by easily rescheduling existing payment plans and flexible rescheduling options
NPA Management
Manage an ever-changing market of ups and downs with built-in tools for managing defaulted payments and NPAs.
Cost Effective
Cloudbankin is an extensive, cost-effective, and fully customizable loan management system that can handle the ever-changing needs of your clients and a dynamically changing market.
Scalable
It suits multiple business lines. It is fully scalable, letting you grow your business with custom workflows and compliance tools for a variety of markets.
Reports
A fully digital, cloud-based platform helps lenders with accurate statements and reports for improved decision-making.
Secured and policy compliance
Auditing, tracking, and adherence to local regulatory standards is a breeze with a platform that is secured and built towards policy compliance for a variety of markets.
What is Cloudbankin loan management system?
As the business grows, managing loan transactions efficiently can become a challenge. With Cloudbankin loan management system, it will be simple, efficient, and enable quicker decision-making. The system offers easily configurable modules for all types of loans. The client will be able to manage their customers in multiple locations through a single platform. With the help of Cloudbankin, lenders can manage their portfolio in a paperless way.
Can I use the Loan Management System to launch multiple loan products?
Cloudbankin has the facility to configure different types of loan products with configurable parameters such as minimax of principle interest, different interest methods, days configuration, broken period interest calculation, moratorium, and NPA setup, charge configuration, interest recalculation enable, etc. Currently, our software is capable of handling 12 different types of loan products like Personal loans, Business loans, Vehicle loans, Gold loans, Line of Credit, Payday loans, Microloans, Agriloans, Loan Against Property, Microfinance, Yearly salary loans.
What type of Financial institutions can use Loan Management Software (LMS)?
Cloudbankin aims to provide end-to-end lending infrastructure to Non-Banking Financial Companies, Fintech companies, Microfinance Institutions, Co-Operative banks, Credit Unions and Banks.
What is LOS and LMS in banking?
A loan origination system is defined as the platform to manage and automate the lending process of the loan life cycle, including application to loan disbursement. A loan management system, otherwise, is defined as the platform in the loan life cycle where it oversees the lending process after disbursement till closure.
