10 Influential Women in the Fintech Lending Industry of India

The world has seen tremendous changes in the attitude towards women. It evolved in such a way that women have now been given recognition. It aims to create an independent environment for them to identify their ability, creativity, and passion towards every industry sector. And, the financial industry is not behind too. 

When talking about the FinTech industry, we can notice and appreciate many women influencers affecting this sector. Women are making their mark known in finance, and they seem to break a barrier to create recognition for themselves. 

Here, we identified a list of some influential women in the fintech lending industry in India celebrating International Women’s Day.

Priya Sharma

Priya Sharma

The Co-Founder of ZestMoney, India’s largest and fastest-growing consumer lending fintech business that introduced the concept of cardless money EMI. She is considered one of the pioneers in the fintech industry. She earned her MBA in Finance from London Business School and was also involved in an MBA exchange program at The University of Chicago Booth School of Business. Her passion for finance has led her to work with Deloitte Consulting, Bank of America, Merrill Lynch and Wonga.com. Currently, along with being the Co-Founder, she is also the CFO & COO of ZestMoney, taking care of the finance and operations of her company.
Sucharita Mukherjee

Sucharita Mukherjee

The Co-Founder and CEO of Kaleidofin Private Limited, a fintech firm that works for providing underbanked customers with complete financial solutions to meet their life goals. Her leadership qualities speak volumes at being the Young Global Leader in World Economic Forum. She has also been the Director, Founder and CEO of IFMR Capital (Dvara Holdings) and IFMR Holdings. She worked as the Vice President for both Morgan Stanley and Deutsche Bank. She earned her MBA degree from IIM, Ahmedabad and BA in Economics from Lady Shri Ram College For Women under Delhi University.
Sairee Chahal

Sairee Chahal

The Founder of Mahila Money, a neobank and fintech in India that works exclusively for micro women entrepreneurs in providing financial products to them. She is the definition of a feminist as she is working towards the betterment of women by also being the Founder and CEO of Sheroes, a social media platform for women that helps give counselling, opportunities, resources, and communication services. She is currently also serving as the Aspen Fellow (Braddock Scholar) at The Aspen Institute, and she is the Board Member of Paytm Payments Bank. She had been the Visiting Faculty at the Indian Institute of Foreign Trade.
 
Hardika Shah

Hardika Shah

The Founder and CEO of Kinara Capital, an Indian fintech company that gives collateral-free business loans to MSMEs. Hardika Shah is creating a significant impact by helping small businesses achieve their goals. And her dedication and passion have earned her the Financial Inclusion Award by the Sankalp Forum. She also won the People Choice Live Audience Award at the Wall Street Journal’s Financial Inclusion event. She did her MBA from Columbia Business School and UC Berkeley’s Haas School of Business joint program. She has spent with Accenture as a management consultant for over twenty years.
Henna Jain Tatia

Henna Jain Tatia

The Co-Founder of StuCred, a company that made the life of college students across India much more accessible by offering quick, short term loans through its app. She is empowering the younger generations through her incredible work with StuCred. She earned her MA in Economics and International Relations from the University of St Andrews.
Shweta Aprameya


Shweta Aprameya

The CEO of Arthimpact Digital Loans, a firm that is redefining the fintech industry by providing financial services to micro-entrepreneurs in India. The company offers support to new businesses especially involving women. She inspired and encouraged women across India, especially the rural section, by helping them financially to become independent through their businesses. She is also currently Advisors for both Bandhu Tech Inc. and Vectorly, respectively. She graduated with an MBA from MIT Sloan School of Management, an MS in Economic Management Policy from the University of Strathclyde and a BA from IMT Ghaziabad.
 
Nupur Gupta


Nupur Gupta

The Co-Founder of NIRA, an Indian fintech company that offers small-ticket financial loans to low-income individuals. She believes in empowering the low-income class people by providing seamless services through her company. She had served as the Vice President at Goldman Sachs and worked for Citigroup. She had been the Graduate Research Assistant at the Institute for Quantum Computing. She earned her degrees from the University of Waterloo, Canada and IIT Delhi. She is the first entrepreneur in her family after her grandmother.
Sayali Karanjkar

Sayali Karanjkar

The Co-Founder and CBO of PaySense, a venture-backed capital financial services startup that gives simple, convenient and transparent access to credit to Indian consumers. She has also been the Co-Founder of Outsy. She has over ten years of experience with many firms, which has broadened her management expertise. She earned her MBA from Northwestern University – Kellogg School of Management and a degree in Computer Science from the National University of Singapore.
Kanchan Dwivedi

Kanchan Dwivedi

The Founder of LoanGini, a lending fintech startup that provides capital access to unserved and underserved people. She is always passionate about helping people, and that is seen through her various works in volunteering in many initiatives which focus on empowering women and girls. She is awarded the Women Super Achiever Award, World HRD Congress, 2019 for her professional achievement & being a thought leader. She worked for both Infosys and Tech Mahindra Business Process Services in the past and also served in the Indian Air Force.
Jyotii B Rai

Jyotii B Rai

The CBO of BillMart Fintech Private Limited, a lending firm dedicated to empowering MSMEs and Corporates assisted by their seamless technologies. She has about a broad spectrum of experience in Sales, marketing, and Strategies across different Indian financial markets segments. She has excellent leadership qualities and worked with leading companies like Reliance Nippon AMC, Thomson Reuters, AIG asset management, MCX, and SBI-Soc Gen Custodial Services. She is currently Ambassador India for Climate Action Women. She also served as an Independent Director for Responsive Industries Ltd.

“She believed she could, so she did.” the quote by Suzanne Berry amazingly describes the women in the above list. On behalf of Habile Technologies, wishing them the best in their future endeavours.

More leading female figures in the fintech lending industry are coming up, but meanwhile, if you have any suggestions or opinions, feel free to share them with us.

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